Get your documents together.
Keep identification, income records, bank statements and debt information easy to find. Your loan officer will confirm what is needed.
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Application tips
A little preparation. A smoother journey.
Simple habits can help keep your application moving. Here’s what to have in mind before you start and along the way.
BUILD GOOD MOMENTUM
Make these your first moves.
Keep communication open.
Read requests carefully, ask questions and respond with complete information as your application progresses.
Plan for the full picture.
Consider the mortgage payment alongside insurance, taxes, closing expenses and the ongoing costs of owning a home.
CHECK IN BEFORE
Pause for a conversation.
Taking on new debt.
Speak with your loan officer before financing a car, opening a credit account or making other major financed purchases.
Moving money without a record.
Keep documentation for large deposits or transfers and ask how to document any funds you plan to use.
Leaving changes unmentioned.
Let your loan officer know about changes to employment, income, finances or your purchase plans so they can guide the next step.
Know what comes next.
Take a look at the mortgage process, from preparation to closing.
YOUR NEXT CHAPTER
Let’s find your way home.
A real conversation. A plan made around you.